About us
Rabobank Group is an international financial services provider operating on the basis of cooperative principles. It offers retail banking, wholesale banking, asset management, leasing, real estate and insurance. Focus is on all-finance services in the Netherlands and on food & agri internationally.
Rabobank Group is comprised of 152 independent local Rabobanks plus Rabobank Nederland, their central organisation, and a number of subsidiaries. The group entities maintain strong mutual ties. Overall, Rabobank Group has upwards of 60,000 employees (in FTEs). Rabobank Group has more than 1.7 million members and serves about 9.5 million clients in 46 countries.
In terms of Tier I capital, Rabobank Group is among the world’s 25 largest financial institutions. Rabobank Group has the highest credit rating (triple A), awarded by well-known international rating agencies such as Standard & Poor’s, Moody’s Investor Service and DBRS.
Local Rabobanks, Rabobank Nederland and Rabobank International
Boasting about 29,000 FTEs, the local Rabobanks make up Rabobank Group’s cooperative core business. At the heart of society, they are committed, nearby and trend-setting in their service offering. They serve more than 7.5 million Dutch private and corporate clients, offering a comprehensive range of financial services. The nearly 1,100 branches, which operate over 3,000 cash-dispensing machines, form the densest banking network in the Netherlands.
The local Rabobanks seek to offer their customers the best possible services by leveraging different distribution channels, including the branch network, the Internet and the telephone. Rooted in the bank’s cooperative structure, clients can become members of their local Rabobank. The local Rabobanks, for their part, are members and shareholders of Rabobank Nederland, the supralocal cooperative organisation that supports their local service provision, among doing other things.
Rabobank Nederland also acts as the holding company of a number of specialist subsidiaries, both in the Netherlands and abroad. It monitors, on behalf of the Dutch Central Bank (DNB), the business practices, outsourcing, solvency and liquidity of the local Rabobanks. Rabobank Nederland has about 6,500 employees (in FTEs).
Rabobank International - the wholesale banking and international retail banking divisions of Rabobank Group - has about 15,000 employees (in FTEs) including the foreign subsidiaries. Boasting a network in 28 countries and more than 500 business locations, Rabobank International is a well-known player in the world’s key markets.
Mission and ambition
Rabobank Group is a driving and innovating force working in the common interest of individuals and communities, offering the best possible financial solutions to help them achieve their ambitions. In doing so, Rabobank Group wants to be the largest, best, most customer-oriented and innovative financial institution in the Netherlands while at the same time contributing to the sustainable development of prosperity and well-being.
In an international context, Rabobank Group aspires to be the best food & agri bank, with a strong presence in key food & agriculture countries. For this purpose, Rabobank Group harnesses the relevant knowledge and experience it has accumulated in the Netherlands over many years. Rabobank Group also wants to achieve global excellence in corporate social responsibility and sustainable business practices. Corporate social responsibility has been integrated into its core activities.
Values of Rabobank Group
Rabobank Group has four core values, which extend naturally from its mission and ambition: respect, integrity, professionalism and sustainability. Mindful of these values, Rabobank Group offers all the financial services needed by clients in the Netherlands as they participate in an economy-driven modern society. Rabobank Group respects the culture and traditions of the countries where it operates without losing sight of its own objectives and values, and of legal constraints.
Respect
Rabobank Group’s basis for collaboration is respect, appreciation and commitment.
Integrity
Rabobank Group wants to be fair, honest, conscientious and trustworthy in all its dealings.
Professionalism
Rabobank Group uses expertise and high-grade facilities in its services to customers, and strives to maintain quality and provide an efficient service, where possible anticipating the future needs of clients.
Sustainability
Rabobank Group wants to make an economic, social and ecological contribution to building a sustainable society. The customer’s interests are served based on a long-term perspective.
Rabobank Foundation helps disadvantaged groups in the Netherlands and abroad, and encourages them to lead independent lives. Rabo Development supports the development of partner banks in developing countries by committing people and resources.