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Responsible banking and retail clients

Source: Interim Report 2010, chapter Domestic retail banking, page 16

Rabobank has identified four themes in relation to responsible, sustainable banking, and these continued to form the starting point for the ongoing development of services in 2010.

Energy saving in corporate services

Source: Interim Report 2010, chapter Domestic retail banking, page 17

A number of local Rabobanks, working together with Energiecentrum MKB and Agentschap NL, launched a project to encourage corporate clients to save energy.

Robeco responsible investments

Source: Interim Report 2010, chapter Asset management and investment, page 25

Robeco has classified its funds using criteria relating to the environment, society and governance (ESG factors) since early 2010.

Rabobank International sustainable investments

Source: Interim Report 2010, chapter Asset management and investment, page 25

In dialogue with Sustainable Asset Management, a Robeco subsidiary, Rabobank International developed several sustainable initiatives that are in keeping with the group-wide ambitions for responsible investing.

Funding renewable energy sources and sustainable agribusiness

Source: Interim Report 2010, chapter Leasing, page 28

There was an increase in the number of solar energy transactions, particularly in the United States.

Working on sustainability ambitions

Source: Interim Report 2010, chapter Real estate, page 32

Rabo Real Estate Group further fleshed out ‘Invest in the future’, its ambition to become one of the most sustainable property companies, in the first half of the year.

Working together towards a sustainable future

Source: Interim Report 2010, chapter Working together towards a sustainable future, page 40

Rabobank Group wants to make an economic, social and ecological contribution to building a sustainable society.

Main CSR themes

Source: Interim Report 2010, chapter Working together towards a sustainable future, page 41

Pursuing a sound CSR policy is a strategic choice for Rabobank Group.

Food and Agribusiness Principles: a guideline for profitable, sustainable business practices

Source: Interim Report 2010, chapter Working together towards a sustainable future, page 41

The food and agri sector is contending with rising consumer demand for products from businesses that take account of the ecological, social and ethical consequences of their actions.

Policy on value chains in lending activities

Source: Interim Report 2010, chapter Working together towards a sustainable future, page 41

During the first half of 2010 a policy was formulated for dealing with ecological, social and ethical issues affecting the value chains.

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New sustainable and service-oriented products and services

Rabobank Group took several initiatives in retail banking in 2009 to increase economic participation, social cohesion and solidarity, one of which was to continue the partnership with SeniorWeb. Some tens of thousands of more senior citizens were educated about the Internet and online banking. Education programmes were
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