Key figures
Source: Report 2009, chapter Key Figures, page 2
 |
| Volume of services |
|
|
|
|
|
| Total assets |
607,698 |
612,120 |
570,491 |
556,455 |
506,573 |
| Private sector loan portfolio |
415,748 |
408,620 |
368,709 |
324,110 |
278,095 |
| Amounts due to customers |
286,338 |
304,214 |
276,610 |
234,917 |
186,427 |
| Assets under management and held in custody for clients |
230,400 |
183,600 |
231,800 |
219,300 |
156,200 |
|
|
|
|
|
|
| Financial position and solvency |
|
|
|
|
|
| Equity |
38,098 |
33,459 |
31,409 |
29,377 |
26,349 |
| Tier I capital1 |
32,190 |
30,358 |
28,518 |
26,391 |
24,860 |
| Qualifying capital1 |
32,831 |
30,912 |
29,190 |
27,114 |
25,272 |
| Risk-weighted assets1 |
233,372 |
238,080 |
266,573 |
247,458 |
213,901 |
|
|
|
|
|
|
| Profit and loss account |
|
|
|
|
|
| Income |
11,867 |
11,652 |
11,022 |
10,049 |
9,363 |
| Operating expenses |
7,304 |
7,611 |
7,663 |
6,887 |
6,242 |
| Value adjustments |
1,959 |
1,189 |
266 |
450 |
517 |
| Taxation |
316 |
98 |
397 |
367 |
521 |
| Net profit |
2,288 |
2,754 |
2,696 |
2,345 |
2,083 |
|
|
|
|
|
|
| Ratios |
|
|
|
|
|
| Tier I ratio1 |
13.8% |
12.7% |
10.7% |
10.7% |
11.6% |
| BIS ratio1 |
14.1% |
13.0% |
10.9% |
11.0% |
11.8% |
| Net profit growth |
-17% |
2% |
15% |
13% |
16% |
| Return on equity |
7.5% |
9.7% |
10.2% |
9.4% |
9.7% |
| Efficiency ratio |
61.5% |
65.3% |
69.5% |
68.5% |
66.7% |
|
|
|
|
|
|
| Nearby |
|
|
|
|
|
| Local Rabobanks |
147 |
153 |
174 |
188 |
248 |
| Offices |
1,010 |
1,112 |
1,159 |
1,214 |
1,249 |
| Cash-dispensing machines |
3,063 |
3,097 |
3,107 |
3,139 |
3,116 |
| Members (x 1,000) |
1,762 |
1,707 |
1,638 |
1,641 |
1,551 |
| Client satisfaction private individuals |
7.6 |
7.7 |
7.5 |
7.5 |
7.4 |
| Foreign places of business |
624 |
569 |
349 |
330 |
267 |
|
|
|
|
|
|
| Market shares (in the Netherlands) |
|
|
|
|
|
| Mortgages |
30% |
30% |
28% |
26% |
23% |
| Savings |
40% |
41% |
41% |
39% |
39% |
| SMEs |
41% |
39% |
38% |
38% |
38% |
| Food and agri |
84% |
84% |
84% |
84% |
83% |
|
|
|
|
|
|
| Ratings |
|
|
|
|
|
| Standard & Poor’s |
AAA |
AAA |
AAA |
AAA |
AAA |
| Moody’s Investor Service |
Aaa |
Aaa |
Aaa |
Aaa |
Aaa |
| DBRS |
AAA |
AAA |
AAA |
AAA |
AAA |
| Personnel data |
|
|
|
|
|
| Number of employees (in FTEs) |
59,311 |
60,568 |
54,737 |
50,573 |
45,580 |
| Staff costs |
3,869 |
4,290 |
4,400 |
4,115 |
3,880 |
| Employee satisfaction |
88% |
86% |
85% |
87% |
81% |
| Absenteeism |
3.7% |
3.8% |
3.8% |
3.6% |
3.7% |
| Females employed |
54.8% |
55.1% |
55.4% |
55.6% |
56.3% |
| Females in senior positions (> scale 7) |
23.2% |
22.1% |
20.7% |
19.9% |
19.0% |
| WIA-influx |
0.13% |
0.20% |
0.15% |
0.18% |
- |
| Training expenses |
86.8 |
99.9 |
98.0 |
76.9 |
68.7 |
| Training expenses in EUR per FTE |
1,464 |
1,649 |
1,790 |
1,518 |
1,509 |
|
|
|
|
|
|
| Sustainable assets under management and held in custody |
|
|
|
|
|
| Total sustainable assets under management and held in custody for clients |
16,438 |
11,506 |
14,024 |
3,604 |
3,011 |
| Rabo Green Bonds (cumulative) |
3,643 |
3,622 |
3,518 |
3,130 |
2,644 |
| Robeco sustainable assets |
3,992 |
3,166 |
5,604 |
296 |
210 |
| Sarasin sustainable assets |
8,345 |
4,363 |
4,778 |
- |
- |
| Third party sustainable investment products |
209 |
168 |
124 |
65 |
- |
|
|
|
|
|
|
| Assets subject to engagement |
|
|
|
|
|
| Robeco sustainable capital subject to engagement |
15,400 |
9,555 |
15,125 |
5,249 |
- |
| Sarasin sustainable capital subject to engagement |
4,571 |
1,069 |
- |
- |
- |
| Other sustainable capital subject to engagement |
126 |
- |
- |
- |
- |
|
|
|
|
|
|
| Sustainable financing |
|
|
|
|
|
| Total sustainable financing |
6,455 |
6,228 |
5,188 |
4,257 |
- |
| Green financing (outstanding) |
3,168 |
3,373 |
2,882 |
2,409 |
2,184 |
| Loans with state guarantee |
1,349 |
1,222 |
1,163 |
1,042 |
- |
| Stimulation loans and Growth & Innovation loans (SGR) |
489 |
451 |
367 |
267 |
- |
| Sustainable project finance |
372 |
313 |
155 |
105 |
- |
| Sustainable mortgages and mortgages for starting home owners |
565 |
482 |
227 |
58 |
- |
|
|
|
|
|
|
| Savings |
|
|
|
|
|
| Green savings |
360 |
125 |
106 |
- |
- |
|
|
|
|
|
|
| Fund Management |
|
|
|
|
|
| Capital Public funds of Fund Management |
2,713 |
2,700 |
2,300 |
2,000 |
- |
|
|
|
|
|
|
| Supporting local communities |
|
|
|
|
|
| Rabobank Foundation, loans and donations |
24.3 |
16.8 |
10.6 |
15.9 |
10.1 |
| Project Funds, donations |
0.8 |
3.7 |
1.1 |
1.3 |
1.6 |
| Cooperative dividend local Rabobanks (donations) |
25.8 |
20.4 |
20.3 |
- |
- |
| Donations Rabobank Netherlands, Rabobank International and other Group entities |
3.3 |
3.8 |
- |
- |
- |
|
|
|
|
|
|
| Business operations |
|
|
|
|
|
| CO2-emissions attributable to business operations (x 1,000 tonnes CO2) |
170.5 |
182.85 |
176.2 |
- |
- |
| CO2-emissions per FTE (tonnes CO2) |
2.8 |
3.15 |
3.1 |
- |
- |
| Electricity usage (kWh per FTE)2 |
5,283 |
5,050 |
4,705 |
4,580 |
4,276 |
| Share of green electricity2 |
73% |
85% |
85% |
86% |
96% |
| Gas usage (in m3 per m2 gross floor area)3 |
6.7 |
9.6 |
8.3 |
8.1 |
8.7 |
| Share of green gas |
48% |
- |
- |
- |
- |
| A4 Paper usage (kg per fte)4 |
33.7 |
39.1 |
45.2 |
48.7 |
50.6 |