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Chairman’s foreword

Source: Interim Report 2010, chapter Chairmans foreword, page 6

Although the ongoing economic recovery remains fragile, a number of sectors of the Dutch economy are showing tentative signs of improvement.

Rabo Development acquires equity stake in Sicredi and injects capital into URCB

Source: Interim Report 2010, chapter Wholesale banking and international retail banking, page 21

Rabo Development acquired a 30% equity state in Banco Cooperativo Sicredi S.A., the umbrella organisation of 128 Brazilian lending cooperatives, in the first half of 2010.

Long-term prospects for sustainability and the cooperative

Source: Interim Report 2010, chapter Working together towards a sustainable future, page 40

Sustainability is one of the pillars of Rabobank Group’s business strategy.

Corporate governance

Source: Report 2009, chapter Corporate governance, page 61

On account of its cooperative organisation, Rabobank’s corporate governance is characterised by a unique system of checks and balances.

Member influence

Source: Report 2009, chapter Corporate governance, page 62

As a cooperative, Rabobank has members, not shareholders like (listed) companies do.

Relationship between Rabobank Nederland and the local Rabobanks

Source: Report 2009, chapter Corporate governance, page 63

The Rabobank Nederland cooperative and its members

Local Rabobanks

Source: Report 2009, chapter Corporate governance, page 64

Corporate governance at the local Rabobanks

Partnership model

Source: Report 2009, chapter Corporate governance, page 64

Management

Executive model

Source: Report 2009, chapter Corporate governance, page 65

Management

Employee influence within Rabobank Group

Source: Report 2009, chapter Corporate governance, page 65

Rabobank attaches great value to consultations with the various employee representative bodies.

Corporate governance

On account of its cooperative organisation, Rabobank’s corporate governance is characterised by a unique system of checks and balances. As a result, this governance is in many respects even stricter than in listed enterprises. The members of the independent, cooperative local Rabobanks exercise influence at a local level. As
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