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Rabobank Annual Reports 2009

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Practical action based on Rabobank Group Code of Conduct

Source: Interim Report 2010, chapter Working together towards a sustainable future, page 40

In addition to legislation, rules and regulations and external codes, the internal Rabobank Group Code of Conduct provides employees with a framework for how to act in a sustainable manner.

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Balance and sustainability in pay and benefits policy

Source: Interim Report 2010, chapter Working together towards a sustainable future, page 40

Rabobank has a prudent, restrained, sustainable pay and benefits policy that is in keeping with its identity as a cooperative and its associated focus on the long term.

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A new collective bargaining agreement

Source: Interim Report 2010, chapter Working together towards a sustainable future, page 41

In June 2010, a new collective bargaining agreement was concluded for the period from 1 February 2010 to 30 April 2011. This agreement covers some 42,000 employees working at local Rabobanks, Rabobank Nederland, Rabobank International, Orbay and Obvion.

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Cost savings programme at Robeco and expansion in Asia

Source: Report 2009, chapter Asset management and investment, page 33

A substantial drop in stock prices in 2008 put Robeco’s profit development under pressure and a cost reduction programme was needed to make its core business more effective.

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Reduced activity in the real estate market necessitates cost-cutting

Source: Report 2009, chapter Real estate, page 43

During 2009, there was a low level of activity on the real estate market.

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Employees

Source: Report 2009, chapter Employees, page 77

Rabobank is extremely ambitious.

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Vision of learning and development

Source: Report 2009, chapter Employees, page 77

Within Rabobank, the concept of staff development is becoming more and more broad.

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Management and talent development

Source: Report 2009, chapter Employees, page 77

As sustainability is a core value of Rabobank Group, sustainable employer-employee relationships are one of the principles of management and talent development.

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Expert employees

Source: Report 2009, chapter Employees, page 78

Customer focus comes down to dealing with people.

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Vision for 2010: impact on bank, clients and employees

Source: Report 2009, chapter Employees, page 78

Almost all local Rabobanks are actively involved with the Rabobank 2010 Vision, participating in at least one of the five support programmes.

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Cost savings programme at Robeco and expansion in Asia

A substantial drop in stock prices in 2008 put Robeco’s profit development under pressure and a cost reduction programme was needed to make its core business more effective. The size and composition of its product range were put under close scrutiny and around 250 jobs were shed. Robeco is gradually expanding its
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