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Rabobank Annual Reports 2009

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Rabobank Group at a glance

Source: Report 2009, chapter Rabobank Group at a glance, page 4

Bad debt costs increased at Rabobank Group due to the poor economic situation. The tier 1 ratio increased by 1.1 percentage point to 13.8% in 2009 due to retained earnings and the issue of hybrid capital instruments.

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Domestic retail banking at a glance

Source: Report 2009, chapter Rabobank Group at a glance, page 4

Rabobank Group is not only the largest mortgage lender, savings bank and insurance broker in the Netherlands, but it is also market leader in the SME sector.

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Consolidated statement of financial position

Consolidated statement of financial position In millions of euros Note At 31 December
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