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Chairman’s foreword

Source: Interim Report 2010, chapter Chairmans foreword, page 6

Although the ongoing economic recovery remains fragile, a number of sectors of the Dutch economy are showing tentative signs of improvement.

Focus on international food and agri

Source: Interim Report 2010, chapter Wholesale banking and international retail banking, page 20

Rabobank International sees tremendous opportunities for service provision to the food and agri sector.

Chairman’s foreword

Source: Report 2009, chapter Chairman's foreword, page 6

The credit crisis and the recession that followed had a major impact on the financial sector. 2009 was a difficult year for banks and Rabobank did not escape the consequences either.

Changing banking landscape

Source: Report 2009, chapter Banking in a changing environment, page 9

The Dutch banking landscape has not escaped the credit crisis unscathed.

Stricter regulation

Source: Report 2009, chapter Banking in a changing environment, page 10

The Dutch Banking Association (NVB) has encouraged self-regulation by the banking sector with the introduction of its Banking Code.

Limited economic recovery

Source: Report 2009, chapter Banking in a changing environment, page 10

The economic circumstances in which banks operate reached a low point in 2009.

Greater strategic focus

Source: Report 2009, chapter Banking in a changing environment, page 10

The opportunities for expansion open to Rabobank Group have become more restricted than ever before.

Working together towards a sustainable future

Source: Report 2009, chapter Working together towards a sustainable future, page 82

Rabobank Group wants to make an economic, social and ecological contribution to building a sustainable society.

Central CSR themes

Source: Report 2009, chapter Working together towards a sustainable future, page 82

Pursuing a sound CSR policy is a strategic choice for Rabobank Group.

Chairman’s foreword

The credit crisis and the recession that followed had a major impact on the financial sector. 2009 was a difficult year for banks and Rabobank did not escape the consequences either. On a positive note, the local Rabobanks did manage to strengthen their position in the Dutch corporate and mortgage markets. They also attracted
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