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Financial results Rabobank Group

Source: Report 2009, chapter Financial developments, page 15

Overview financial results Rabobank Group. Income up 2%. Operating expenses down 4%. Bad debt costs at 48 basis points. Net profit at EUR 2,288 million. RAROC of 10.3%.

Impaired loans and loan loss provisions

Source: Report 2009, chapter Risk management, page 52

Once a loan has been granted, ongoing credit management takes place assessing new information, both financial and non-financial.

Consolidated statement of financial position

Consolidated statement of financial position In millions of euros Note At 31 December
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