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Annual Report

Financial Statements 2012

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Customer integrity

Knowing the customer and the associated integrity risks is a priority in the financial sector. The rules for customer integrity force banks to be able to explain the origin of their customers’ capital and assets.

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Rabobank Group global presence

Overview of Rabobank Group global presence (scheme).

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Sound sustainability policy

Sustainability is one of Rabobank’s core values. Financial performance is important, but there is more than financial gain alone.

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Focus on key performance indicators (KPIs)

Based on the previous strategic framework, Rabobank focused on four central sustainability ambitions in 2012: 1) working towards a secure and sustainable food supply; 2) innovating production methods and encouraging the efficient use of renewable

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Food security and sustainable agriculture

The supply chain policy was modernised in the year under review.

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Responsible investment

In October 2009, Rabobank Group launched the Responsible Investment programme. All relevant group entities have since defined policy and started to implement it.

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Circular economy and innovation

The circular economy is a generic term for an industrial economy that is restorative and in which material flows are designed to re-enter the biosphere safely.

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Partnership with Worldwide Fund for Nature

Rabobank Group works in partnership with the Worldwide Fund for Nature (WWF) both in and outside the Netherlands.

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Dialogue with society

Rabobank is a socially responsible business that actively enters into dialogues with stakeholders on issues affecting the bank, its customers and society at large.

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Responsible use of agri-commodity derivatives

Following the public debate about commodity derivatives, Rabobank decided to update in 2012 its vision of the effects of financial speculation in commodity derivatives.

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