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Annual Report

Financial Statements 2012

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Land-related conflicts

In the year under review, Rabobank met with public interest groups such as Oxfam Novib, the Transnational Institute, FIAN and Banktrack about its policy in relation to land grabbing, i.e. the buying or using of land in developing countries by large transnational food and agri companies.

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Abuses in mushroom farming

Rabobank does not accept employment structures that are designed to work around the law. In the year under review, Rabobank tightened its policy for working conditions at mushroom farms.

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Ethical dilemmas

Rabobank Group employees who are faced with an ethical dilemma can refer the issue to the Ethics Desk.

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Human rights and arms industry

Rabobank Group’s human rights policy (including labour rights) was updated at the end of 2011.

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Anti-corruption

The group-wide anti-corruption policy was updated in 2012 to fall in line with the provisions of the British Bribery Act.

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Moral and ethical declaration

On 1 January 2013, the moral and ethical declaration came into force for executives and non-executives as part of their suitability check.

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Climate-neutral operations

Rabobank Group has been climate-neutral since 2007 and actively aims to reduce the greenhouse gas emissions of its operations.

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Carbon footprint

Rabobank has changed one of the principles for calculating its carbon footprint.

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Long-term trends

There are differences between Rabobank’s domestic and international carbon footprints.

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Financing green electricity

During the year under review, the Fair Bank Guide published a report which revealed that all of the financing Rabobank provided for electricity generation in 2010 and 2011 went to sustainable electricity generation projects.

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